COMMERCIAL PROPERTYLOAN
A Commercial Property Loan enables you to purchase or construct commercial real estate such as
office spaces, retail shops, warehouses, and industrial units. Ideal for business owners looking to own
their workspace rather than lease. We offer access to top lenders with competitive LTV ratios and
flexible tenures.
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PAN Card & Aadhaar Card
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Business Proof — GST / Shop Act
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Last 2 Years ITR with Financials
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Bank Statement — Last 12 Months
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Property Documents / Title Deed
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Property Valuation Report
What types of properties qualify?
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Offices, shops, showrooms, warehouses, and industrial sheds are typically eligible.
What is the maximum LTV?
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Most lenders offer up to 65–70% of the property's market value.
Can I use rental income for eligibility?
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Yes, rental income from the property can be considered for loan eligibility.
Is balance transfer available?
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Yes, you can transfer an existing commercial property loan for better rates.
What is the processing fee?
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Processing fees vary by lender — typically 0.5% to 1% of the loan amount.
Can NRIs apply?
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Selected lenders offer commercial property loans to NRIs. Contact us for details.